How should I start..... life is tough right now... maybe the toughest it's ever been. We went through a Frozen Embryo Transfer (FET) in September and got another BFFN. This was particularly rough as we started with 4 frozen embroys from IVF#2. On September 16th- the day of the embryo transfer- we found out that only 1 of the 4 embryos survived the thawing process. We went ahead and transferred that one embie with the mindset that if it survived the thaw, it must be strong. Well, I guess not strong enough because on September 27th, I got my beta results that my HCG level was less than 1. I guess that beats the less than 0 I usually get with those tests! Woo hoo.
After the FET BFN, I was ready to jump right back into a fresh cycle with both feet. I did not want to pass go, I did not want to collect $200. I started taking my BCPs for IVF#3 and the very next day got on Aetna.com to check out my insurance standings. Well, that's when the shit hit the fan. All my IF insurance coverage is gone. All $10,000 of it.... gone. Sooo, lucky for us, if we want to try again, we get to pay at least $6,000 for the egg retrieval and embryo transfer! Yay! But wait there's more!! I checked my prescription coverage today and guess what?! It's gone too!!! Yay!! So.... If we want to use medications for our next IVF (aka, a requirement) we get to pay thousands more for the meds!!! Who's excited?!
All sarcasm and bitterness aside, we are checking into Chris' insurance for 2011 but won't know if his insurance will cover anything until November. At the moment, I feel incredibly angry and bitter. I wasted all of my insurance coverage this year and my entire year going through IVF three times.
I have spent the last 10 months going to the doctor, taking pills, getting injections, having eggs removed from my ovaries, and recieving devastating news. I've had who knows how many dates with the vag cam, used all of my paid time off at work for doctors visits, procedures, and bed rest, and revolved my entire year around medical treatments. My insurance has paid over $25,000 for me this year and I've spent $4,000 myself. All for.............absofreakinlutely nothing.
Now we wait to see if Chris' insurance can offer any assistance, and if it can't we save and prep for another cycle sometime down the road.
I guess all that's left to say is FML.